Zero Net Cost Employee Benefits

Most companies are tired of being ripped off by expensive health insurance premiums, confusing plans, and struggle to afford great benefits to attract and retain top talent.

And, most employees are sick and tired of getting surprise doctor bills in the mail, worried about getting healthcare due to confusing co-pays and huge deductibles, and may even put off getting care until they get bad enough to go to the hospital.

Zoop Benefits is umbrella coverage for your health insurance, if you even have it, and is completely Zero Net Cost for the entire family and employer through payroll tax savings.

  • Fill gaps in your healthcare

  • Eliminate covered co-pays and deductibles

  • Provides zero cost, family benefits including

  • 24/7 Virtual primary & urgent care

  • Prescriptions

  • Labs

  • Mental health

  • Permanent life insurance

  • Portable - goes with you

  • Guaranteed issue

  • Generates cash value which can be used to supplement retirement

Plan Benefits

Overview of what is included in the plan. Please refer to the full Plan Benefits Guide for details.

Virtual primary & urgent care (24/7)

Family Unlimited

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$0 Copay

24/7 Unlimited Use

Labs by

Quest diagnostics

Family Unlimited

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$0 Copay

Labs include blood, urine, cytology, pathology and culture

Prescriptions

generic + discounts

Family

Unlimited

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Hundreds of Generics

Includes acute and chronic medications

$0 Copay

Substantial discounts on designer, custom formulated drugs like to semiglutide and trazepitide.

health

concierge

Care Navigation & Hospital Bill Eraser

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$0 Cost

Care Navigation: Locate the best care, from the best providers, at the best prices

Cost of Care Price Transparency

Bill Eraser: Reduce or eliminate costly hospital bills

Unlimited Family Use

mental health Counseling

Family

Unlimited

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$0 Copay

24/7/365 Counseling

Unlimited Family Use vs. a few visits provided on an Employee Assistance Program

Guaranteed ISSUE WHOLE LIFE INSURANCE

Guaranteed, Portable, Whole Life with Cash Value

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Tax Free growth at anytime through policy loans.

Guaranteed Issue means issued regardless of pre-existing conditions.

Portable means you can take it with you including the cash value when you leave

Whole life insurance has a death benefit, cash value, and grows tax free

Why Zoop?

Zoop Benefits have a ZERO net cost for the entire family and employer through payroll tax savings and have Zero Out of Pocket (Z.O.O.P.) for most benefits.

Simple to use from day one.

Zoop includes a guaranteed issue (no matter pre-existing conditions), portable, cash value life insurance which grows tax free.

Zoop has no net cost to the employer. In fact, they will likely receive an additional tax savings annually of over $538 per employee to help offset the high cost of other employee benefits.

$0

NET COST FOR EMPLOYEE

AND FAMILY*

$183

AVERAGE EMPLOYER FICA TAX SAVINGS PER EMPLOYEE PER YEAR

$50,000

AVERAGE GUARANTEED ISSUE LIFE INSURANCE POLICY DEATH BENEFIT

How the Employer Benefits

Healthcare System Problems

  • Health insurance is ridiculously expensive with ever increasing costs

  • Care dictated by big insurance, hospitals, and pharma

  • Lack of transparency

  • Reactive care is expensive

  • Difficult to compete with enterprise level benefits

Zoop's Revolutionary Solution

  • Zero Out of Pocket (ZOOP) investment to empower employees and reduce health insurance utilization and cost

  • Direct access to top-tier providers nationwide

  • Zero copays and deductibles on almost all benefits

  • Proactive healthcare is cheap

  • Easy to outperform enterprise level benefits

Level Up Your Benefits with Zoop Benefits

  • Boost Your Bottom Line: Save on average $183 per employee annually to cover the cost of other benefits.

  • Reduce Your Costs: Lower costs in worker's compensation, health insurance, absenteeism, and disability claims.

  • Enhance Benefits: Attract and retain great employees by offering a more attractive benefits package without additional expenses.

  • Win-Win Solution: Gain cost savings while providing valuable benefits to your employees.

Zoop's Mission

We deliver innovative, exceptional healthcare, life insurance, and retirement plans which prioritize family vitality and boosts business profitability.

  • We empower employees and their families to prioritize wellness and prevention, rather than relying on "sick care." And, save them money in getting the best possible health and mental health care right from their pocket.

  • We grow profits for employers by helping their employees be happier, healthier, more productive, and recruit top talent.

  • We are disrupting big insurance, big pharma, and big hospital by driving down the high cost of health care utilization, and zero out of pocket benefits direct to the employee and their family.

  • We achieve this by harnessing the power of innovative, empowering solutions that transform the way people experience healthcare, acquire life insurance, and plan for retirement.

(480) 914-6500

Phone Number

E-mail Address

Zoop Benefits

© Copyright | Zoop Benefits 2025. All Rights Reserved.

2753 E. Broadway Rd, Suite #272, Mesa AZ 85204

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